For today’s busy business owners whose properties have received damage; figuring out how to repair that damage can become overwhelming very quickly. From the costs of repairs to figuring out who to use as a contractor, to understanding your insurance policy; are all additional tasks that can cause your entire business a large setback. Res Reps wants to help minimize this pushback as much as possible, we specialize in roof insurance. While we can’t prevent damage from happening, we can help business owners file their business and roof insurance claims efficiently and oversee the building and repair process to ensure quality work is being done by a quality contractor in a roofing company.

At Res Reps, we offer our services to anyone who needs them, including:

• Residential
• Commercial
• Business
• Agricultural

While we do offer these four main categories of services, we would be more than happy to help with any other issues, as well. Regardless of the type of property that has received damage, we can work with you to get the insurance claim and repairs you deserve.

Common Business Damage Types

If a property has been damaged by a storm, fire, high winds, or any other forces, getting that damage fixed is likely your highest priority. Having property damage can set company revenue back and even cause a business to close its doors; sometimes permanently. Luckily, Res Reps knows insurance and contractors inside-out and can help business owners secure insurance claims and contractors quickly, as well as maintaining a strict timeline and ensuring quality workmanship. Some of the most common types of damage include:

• Roof Leaks
• Damaged Shingles
• Damaged Gutters
• Broken Windows
• Fire Damage
• Smoke Damage
• Mold & Water Damage
• Broken or Unusable Equipment
  

What Is A Business Insurance Claim?

A business insurance claim is a notification sent by business owners when their property or company has received damage or a loss. The notification alters the insurance company that the company is requesting compensation for the loss or damage. Depending on whether the loss or damage is covered by the insurance, businesses will then receive compensation to cover the loss or damage costs. Let us talk to the construction or roofing company for you. 

Unfortunately, filing an insurance claim is not as black and white as it may seem. Claims can be extremely confusing, especially when a business is trying to get back in action as soon as possible. Insurance companies often take long periods to complete claims as well, pushing repairs back for much longer than necessary. At Res Reps, we work with insurance companies to ensure each claim is made in the shortest manner of time possible. We will follow up with the insurance companies every day if we have to! We want to make sure that our clients are being treated with the respect they deserve; let us help you fix your property damage and file your claim effectively with a construction or roofing company.

Navigating Roof Insurance Claims for your Business

When businesses are deciding whether to file an insurance claim or not, there are several steps that need to be taken. Residential or commercial, some of the steps business owners may need to be taken include:

1. Gather evidence of damage: pictures, witness statements, contractor quote.
2. File an incident report.
3. Review your policy.
4. Request a claim.
5. Keep notes on your claim, including your evidence, contacts, etc.
6. Find out the time limit of your claim.
7. While you list the losses on your claim, add an addendum stating that the list is impartial. This means you can still add to it.
8. Keep receipts of every penny you spend on your damage: if you have to evacuate, for example, keep receipts of your lodging, food, etc.
9. Take your time to make sure you go over everything, and avoid accepting a low offer.

Contractors For Business Property Damage

Selecting the right contractor for business property damage is harder than it may initially seem. There are many instances in which contractors produce low-quality work, leave jobs unfinished, and even disappear with the payment. Res Reps wants to prevent this from happening as much as possible; for every contractor we recommend, we vet the company first to ensure professionalism and quality work. We have a selection of contractors as well who we have worked with in the past that would be happy to work with you. 

During every job, Res Reps will work with businesses to create and maintain a timeline of events. From beginning to end, we will keep an eye on the work being done and make sure the project goes as planned. While things can happen at any time, we will help to minimize any setbacks or accidents while keeping the project going smoothly.

Let’s Get Started Together

At Res Reps, we hate to see people treated unfairly. That’s why our services are 100% free to our clients; we simply want to help make our community a more accessible place. The Res Reps mission is to ensure that safety and fairness is exercised for everyone who needs it, whether they are a homeowner or a business owner. No one should be treated as just a number, which is why we want to help you file your insurance claims and get your property repaired diligently with a personalized approach. 

Don’t let confusion and frustration back you into a corner and spend more than you need to. Let Res Reps help you navigate how to make the most of your insurance policy with our years of experience. Our highly-trained team consists of contractor insiders, insurance experts, and professionals who care about their mission, and we would love to hear about how we can help you. Give us a call at (321) 335-4322 or send us an email at claims@resreps.com to get started. Let’s tackle this together. Connect with us online or on Facebook and Instagram for company news or even just to say hi!